Commercial Insurance: Easy as 1, 2, 3…

With the economy in that state of disarray there are many people starting their own businesses. Contractors, bakers even our local car wash changed hands recently. When these individuals are looking for the easiest path to an appropriate insurance plan they turn to J.M. Doherty Insurance Agency. www.jmdins.com

We can do most requests for coverage right over the phone and internet. We work with all sorts of contractors from plumbers and electricians, masons and builders too. We can handle the general contractor and the handy man too.

Restaurant insurance with and without liquor, NO problem, this is what we do everyday. We even insure small farms and cranberry growers. There are very few businesses we can’t insure. Please give us a call.
What we have in common with your business is the fact that we are small business too. Everyone that works here lives here in the area. We shop at the local grocery stores. We attend the same schools and churches. We are community minded and support local charities.

One thing we don’t do is talk down to our customers. We want you to fully understand what you are paying for each month. There are always questions that need to be answered. You will have some. We will have some. This is so we get your insurance program correct and in place as quickly and painlessly as possible.
Did I mention we can offer NO down payment plans with some of our companies. With your signature, we can have he company bill you directly. There are several payment plans available. Most carriers now offer Electronic Funds Transfer or EFT. That’s an automatic withdrawal system that eliminates the need to write a check every month, EASY! *this option will eliminate the billing fee with most companies.

J.M. Doherty Insurance helps other businesses get noticed. Have you checked out our partner page? http://www.jmdins.com/service-center/partners There you will find local trade people, marine experts, even a local florist with a flair for the exotic. This is how we plan to move into the future. Think global and act local.
Technology is our friend. We know that the next generation will not even find you unless you have a solid presence on the World Wide Web. Our website is easy to navigate. There are many useful tools there. We have a resource center if you need to look up a book value. We have all our companies web addresses there for your ease of use. I would direct your attention to the testimonials page. You’ll see Real customers giving real feedback.

We would love to help your business get noticed too. Please call or click today!!
Business in Massachusetts can be challenging. Business Insurance in Massachusetts doesn’t have to be!!
Thank you!!

Cut to the Chase: What’s This Gonna Cost Me?

When you’re searching for Massachusetts Insurance quotes, you don’t want to spend all day on the phone. You want to get a price and move on, OR DO YOU? With the availability of numerous carriers and competitive rates, the time you spend could save you hundreds or oven thousands of dollars.

I was referred to a customer from an existing client. This was her mother in law. She spoke broken English so her son joined us at the meeting to help translate. I had done some quotes based on what coverage she had and also some alternate quotes. I had spoken to her on the phone so I knew a little bit about her going into the appointment.

I began by reviewing the existing coverage limits. We went through her Massachusetts auto insurance policy first. Line by Line, parts 1 through 12. We reviewed her Massachusetts homeowner insurance policy next. She asked me whether she had enough insurance. I replied to her by saying “You can never have enough insurance”. “I’m sorry for being sarcastic” I said to her. We all laughed.

She did have enough insurance on the house. I was happy about that. My bigger concern was the fact that she had no mortgage on the house. She had also recently paid for a brand new car with cash. Those are important facts. I saw the coverage limits that she had on her auto policy and they were low.
I asked her if she had ever received a review from her current agent. She turned to her son and she shook her head, no. They said no one had ever explained things to them.

I recommended that she increase her policy limits to provide her enough insurance to protect those assets. In order for her to do that we also needed to add an Umbrella Liability Policy to her insurance picture.
After we applied the companion discounts for having both home and auto together, applying low mileage and the retiree credit we increased her limits and still saved her over $600.00 That’s a grand slam home run in my play book! She is so pleased with her new plan and savings, she has referred us to her neighbors and friends too.

It’s no always a grand slam. Sometimes it’s a homerun. We’ll take it!
Sometimes the time you spend can save you lots of problems down the road as well as cash up front.
We are happy to offer a professional review or second opinion to you and your referrals.
We offer auto, home, and commercial insurance. We do antique auto, boats…Just about every type of insurance.

We are licensed in Massachusetts and Rhode Island.
Please give us a call or click today! 508-992-9557 or www.jmdins.com
Thank you!