Cut to the Chase: What’s This Gonna Cost Me?

When you’re searching for Massachusetts Insurance quotes, you don’t want to spend all day on the phone. You want to get a price and move on, OR DO YOU? With the availability of numerous carriers and competitive rates, the time you spend could save you hundreds or oven thousands of dollars.

I was referred to a customer from an existing client. This was her mother in law. She spoke broken English so her son joined us at the meeting to help translate. I had done some quotes based on what coverage she had and also some alternate quotes. I had spoken to her on the phone so I knew a little bit about her going into the appointment.
I began by reviewing the existing coverage limits. We went through her Massachusetts auto insurance policy first. Line by Line, parts 1 through 12. We reviewed her Massachusetts homeowner insurance policy next. She asked me whether she had enough insurance. I replied to her by saying “You can never
have enough insurance”. “I’m sorry for being sarcastic” I said to her. We all laughed.

She did have enough insurance on the house. I was happy about that. My bigger concern was the fact that she had no mortgage on the house. She had also recently paid for a brand new car with cash. Those are important facts. I saw the coverage limits that she had on her auto policy and they were low.
I asked her if she had ever received a review from her current agent. She turned to her son and she shook her head, no. They said no one had ever explained things to them.

I recommended that she increase her policy limits to provide her enough insurance to protect those assets. In order for her to do that we also needed to add an Umbrella Liability Policy to her insurance picture.
After we applied the companion discounts for having both home and auto together, applying low mileage and the retiree credit we increased her limits and still saved her over $600.00 That’s a grand slam home run in my play book! She is so pleased with her new plan and savings, she has referred us to
her neighbours and friends too.

It’s no always a grand slam. Sometimes it’s a homerun. We’ll take it!
Sometimes the time you spend can save you lots of problems down the road as well as cash up front.

We are happy to offer a professional review or second opinion to you and your referrals.

We offer auto, home, and commercial insurance. We do antique auto, boats...Just about every type of insurance.

We are licensed in Massachusetts and Rhode Island.

Please give us a call or click today! 508-992-9557 or www.jmdins.com
Thank you!