See Insurance Be Insurance

When is the right time to buy Business Insurance in MA? Before the claim, that’s obvious.  But really, is it OK to go without for a while? That is not a trick question.

Let’s say you’re a contractor and you want to bid on the local community center project. You probably
already have the commercial general liability and workers compensation and maybe even a commercial
auto policy. But do you have the right coverage limits? You have the “bid” sheet that has all the specifics
on what insurance you need. Is what they are asking for attainable for a small business like yours? Let us
help you today.

There are staff members at J.M. Doherty Insurance know business insurance. Jim and Hans, Dennis and
Denise all work on Commercial Insurance.  We take time to review the current policies you have. We will

confirm that what you have is “what you think you have.” From there we can discuss the requirements
for the job and see what kind of insurance program fits your business best.

We see business owners struggle with balancing their coverage with the cost. It can be expensive to
insure yourself properly. That is where www.jmdins.com comes in. Massachusetts Commercial
Insurance is a competitive market. Business Auto Insurance is not like private passenger auto insurance.
Many carriers will offer huge credits for good driving history. I have seen customers save more than 40%
on the premiums just by shopping coverage with a different carrier.

Even workers compensation insurance can be less expensive with certain companies. Depending on the
type of work you do, we can look into other options? We represent several work comp carriers that will
“deviate” from the regular state rates if you have a clean track record. Perhaps you think you’re being
over charged for the payroll you’re reporting now? We help our clients by keeping the companies
honest too.  We are independent insurance brokers. We represent you and your business, not the
company. We won’t stand by idle while you deal with an auditor who won’t work with you.
Commercial Insurance is not that complicated when you’re speaking to someone who is thinking about
what the problems are, that can affect your business. We want to earn your trust and earn your
business.

We appreciate your time and thank you for reading.
J.M. Doherty Insurance Agency, Inc. For more than “37” years “Steering you in the right direction”.

HD